Phil talks more about the impending financial crisis, gold and silver, and has another version of his very popular RAPID FIRE Q&A!

While we watch the collapse of the banking industry, which has already surpassed the crisis of 2008, do you still have your wealth in the stock market, or a volatile banking industry? Roll over your IRA or 401k NOW, with the proven experts at www.GoldQuiz.com. Precious metals backed IRA's and 401k's with professional support, and an easy, streamlined process.

Since launching my www.MaxRefund.com/phil website several weeks ago, over $10,000,000 refunds have been fully processed.
Max Refund has teamed up with several banks to fund the refunds in a fraction of the time that it takes the IRS to fund. No payments while you wait for your check from the treasury.

• 90% of business owners who went to MaxRefund.com/phil claimed their accountant said they did not qualify, but they DID!
• If you have 5 or more w2 employees, you can get up to $26,000 per employee
• Don't go through other companies who charge thousands up front or take half your refund. Go to www.MaxRefund.com/phil NOW!

It turns out, the key to losing weight — and keeping it off — is not in carbs, or fat, or even in probiotic-rich foods.
No, the endgame of having a healthy weight — as well as more energy, and a long, healthy life — comes down to a specific “switch” you can flip in your body to “flush out” unnecessary calories.

Dr. Steven Gundry is calling this “Caloric Bypass”
Check it out NOW at www.thehealthyfat.com/phil